— Kuala Lumpur, Malaysia
A considered look at your own financial picture
Sable & Co works with adults who would like to understand their financial situation more clearly — not through a rushed transaction, but through quiet, deliberate reading of what is already there. We offer workshops, programmes, and private engagements in Kuala Lumpur.
Est. Kuala Lumpur · Financial Education
Our Programmes
Three ways to work with us
Each programme is designed for a particular kind of reader — someone at a different point in life, with a different kind of question. There is no single path we ask everyone to follow.
— I
Personal Ledger Workshop
A one-day workshop for adults who would like to begin keeping a simple personal ledger — a small bound notebook in which a brief monthly financial summary is written by hand once a month.
- What to write, what to leave out
- Quarterly bank statement reconciliation
- Cloth-bound notebook included
- Printed year-plan provided
— II
Pre-Retirement Reading Programme
A five-session programme for working adults in the last ten years of their planned working life, covering EPF withdrawal sequencing, PRS, post-retirement expenses, housing, and medical insurance continuity.
- EPF withdrawal sequencing
- PRS considerations
- Post-retirement expense patterns
- Medical insurance continuity
— III
Private Household Review Engagement
A four-month engagement for households that prefer a quiet, deliberate review of their financial picture at their own pace — covering cash flow, savings, investments, insurance, and medium-term goals.
- Initial detailed listening meeting
- Four structured working sessions
- Printed summary in cloth-bound folio
- Closing line-by-line review session
Why Sable & Co
What sets our approach apart
We are an educational practice, not a sales environment. The difference shows in how sessions are structured and what participants leave with.
Education, Not Advice
Our programmes explain concepts and structures. We do not recommend specific products or providers — the decisions remain entirely with you.
Work at Your Own Pace
Sessions are designed around your reading schedule, not a production timeline. The household engagement spans four months precisely to allow considered reflection between meetings.
Written Deliverables
Every engagement concludes with something tangible — a printed summary, a cloth-bound folio, or a year-plan — so your work endures beyond the session itself.
Strict Confidentiality
Household financial information discussed in sessions is treated with the same discretion one would expect from a professional reading relationship.
Malaysia-Specific Context
Content addresses the Malaysian financial landscape — EPF, PRS, Amanah Saham, KWSP rules — rather than generic frameworks drawn from other markets.
Small Group Format
Workshops are held in small groups so that each participant can ask questions without hesitation, and the facilitator can adjust pace to the room rather than a fixed slide deck.
A quiet beginning
Not sure which programme fits your situation?
A short conversation is usually enough to find out. Reach us by telephone or drop a note through the form below — there is no obligation, and we respond within one working day.
Questions
Things people commonly ask
Are these programmes suitable if I have no prior financial background?
Yes. The Personal Ledger Workshop in particular is built for adults who are starting from a very basic point. No prior knowledge is assumed. The Pre-Retirement Programme does assume you have an EPF account and some familiarity with your existing savings, but no technical background is required.
Will I receive specific investment or product recommendations?
No. Sable & Co is an educational practice. We explain how various instruments and decisions work — EPF, PRS, unit trusts, insurance structures — but we do not recommend specific products or tell you what to buy. Product choices remain entirely with you and, where appropriate, a licensed adviser.
How many people attend the workshops?
The Personal Ledger Workshop is capped at twelve participants per session. This allows for unhurried questions and a pace that suits the group. The Pre-Retirement Programme runs in groups of up to eight. The Household Review Engagement is conducted privately with one household at a time.
When is the next workshop date?
The Personal Ledger Workshop is held twice a year at our Kuala Lumpur studio. The next session dates are confirmed by early each quarter. Please enquire through the contact form or call us to be added to the notification list.
What happens to the information I share during a household engagement?
All information discussed in a Private Household Review Engagement is treated with strict confidentiality. No details are shared with third parties, and the written summary produced is your property — we retain no copy after the engagement closes.
Can my spouse or partner attend sessions with me?
For the Private Household Review Engagement, a household naturally includes both partners and this is accounted for in the programme structure. For workshops and the Pre-Retirement Programme, a second household member may attend at a reduced enrolment — please enquire at the time of booking.
Find Us
Our Studio in Kuala Lumpur
Level 14, Wisma Alor Pine, Jalan Sultan Ismail, 50250 Kuala Lumpur
Write to Us
Begin a conversation
There is no pressure in writing. Tell us briefly what brings you here, and we will respond thoughtfully within one working day.
Contact Details
Telephone
+60 3-2174 5893Studio Address
Level 14, Wisma Alor Pine
Jalan Sultan Ismail
50250 Kuala Lumpur, Malaysia
Working Hours
Monday – Friday
9:00 am – 5:30 pm
Closed weekends & public holidays